Buy to Let

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·         Specialist options available including LTD Co Purchases and Remortgages

Regardless of whether you’re searching for your initial property to rent, adding another property to your existing portfolio, or just planning to remortgage to obtain a better interest rate, our aim at Breeze is to aid you in achieving success with your investment.

Your home or property may be repossessed if you do not keep up with repayments on your mortgage.

buy to let

Buy to Let mortgage guide

The way the lender underwrites a Buy to Let mortgage is typically based on rental coverage – will the rent earned on the property cover your repayments?

In the majority of cases, there will be less emphasis placed on your earned income. 

When compared to regular residential mortgages, Buy to Let mortgages generally feature higher interest rates as well as increased setup charges.

For a Buy to Let mortgage, it is typically expected that lenders will request a deposit amounting to at least 20% of the property’s value. However, to get the best rates a minimum 25% deposit is usually required.

How much will my mortgage cost?

How much equity do I have in my property?

Purchasing or Remortgaging a BTL property which is owned by a Ltd Company:

With the recent tax changes, we have seen a much higher demand for Ltd company Buy to Let Mortgages. You should always speak to a tax adviser before pursuing this option, to make sure it is right for you and your future investment plans. 

buy to let form