Not sure how much you can borrow, or how much your monthly mortgage payments are likely to be? We can help!

Our easy to use calculators below are useful as a good starting point.

Once you have got a good idea of rough costs and what might be possible to borrow, it is worth speaking to one of our experts to narrow down the best mortgage deal which suits your needs and get the application underway.

HOW MUCH CAN I BORROW?

This calculator helps you work out how much you might be able to borrow based on your income only. Our mortgage calculator can provide an estimate of how much you can borrow, but this can be affected by a variety of variables such as credit commitments and different lenders criteria. For a more accurate borrowing figure you can discuss this further with one of our specialists.

HOW MUCH CAN I BORROW?
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HOW MUCH WILL MY MORTGAGE PAYMENTS COST?

This calculator will give you a good indication of a monthly mortgage payment, it’s a great starting point so you can budget efficiently for your household expenditure.

MORTGAGE PAYMENTS COST
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Stamp duty calculator, how much will I have to pay?

Stamp duty is an important point to consider when purchasing a property. Stamp duty is the land tax payable when you purchase a property above a specific value.

The rates applied depend on where you are buying in the UK, whether you are a first time buyer, and if not how many properties you currently own.

Once you have got a good idea of rough costs and what might be possible to borrow, it is worth speaking to one of our experts to narrow down the best mortgage deal which suits your needs and get the application underway.

You can call our expert advisers or complete the online form.

This is for properties based in England only, please give us a call to discuss other countries

LOAN TO VALUE

The loan to value (LTV) is the size of mortgage a lender is prepared to offer you in relation to the value of the property you are buying or remortgaging.

It is expressed as a percentage. So, for example, if a lender offers a mortgage deal which has a maximum 75% LTV, that means they will lend you up to 75% of the property value.

Mortgage Loan to value’s typically range from 50% up to 95%.

Typically the higher the loan to value (smaller deposit or equity) the higher the rate will be. The lower the loan to value, the wider your choice of mortgages will be.

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Let's get you started on your mortgage journey today.

See the deals you qualify for & how much you could borrow using our online enquiry form.
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