We can help! 

Our calculators below can provide a helpful starting point. After getting a rough estimate of costs and potential borrowing options, we recommend consulting one of our experts to help you narrow down the best mortgage deal that fits your requirements and begin the process.

How much can I borrow?

The calculator below will give you an indication of what you could borrow but different lenders offer different mortgage rates dependent on their own criteria and your circumstances.

 

For a more accurate borrowing figure you can discuss this further with one of our specialists on 01225 258 900.

HOW MUCH CAN I BORROW?
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HOW MUCH WILL MY MORTGAGE PAYMENTS COST?

This calculator will give you a good indication of a monthly mortgage payment, it’s a great starting point so you can budget efficiently for your household expenditure.

MORTGAGE PAYMENTS COST
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How much equity do I have in my property? (LTV)

The loan to value (LTV) is the size of mortgage a lender is prepared to offer you in relation to the value of the property you are buying or remortgaging.

It is expressed as a percentage. So, for example, if a lender offers a mortgage deal which has a maximum 75% LTV, that means they will lend you up to 75% of the property value.

Mortgage Loan to value’s typically range from 50%, all the way up to 95%.

Typically the higher the loan to value (smaller deposit or equity) the higher the rate will be. The lower the loan to value, the wider your choice of mortgages will be.

Loan To Value
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